NEWGEN MORTGAGE BROKER WEBSITE LOGO-01

Last Updated: 01/01/2024

PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR WEBSITE (THE "SITE") OR OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITE OR OUR SERVICES.

The present terms and conditions (this “Agreement” or “Terms”) is a legal agreement between you and NewGen Mortgage Broker LLC (hereinafter “NewGen Mortgage”), a company duly organized and validly existing, located at 400 Labrador Ln, Clairton, Pennsylvania 15025. This Agreement annuls and voids all previous agreements.

OVERVIEW

The Site (www.NewGenmb.com) is operated by NewGen Mortgage. Throughout the Site, the terms “we”, “us” and “our” refer to NewGen Mortgage. NewGen Mortgage offers this Site, including all information, tools and services available from this Site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our Site and/or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions, including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms apply to all users of the Site, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content. In the event of an inconsistency between this Agreement and any additional terms or policies referenced herein, the provisions of the additional terms or policies shall control.

Please read these Terms carefully before accessing or using our Site. By accessing or using any part of the Site, you agree to be bound by these Terms. If you do not agree to all the Terms of this Agreement, then you may not access the Site or use any Service. If these Terms are considered an offer, acceptance is expressly limited to these Terms.

Any new features or tools which are added to the current store shall also be subject to the Terms. You can review the most current version of the Terms at any time on this page. We reserve the right to update, change or replace any part of these Terms by posting updates and/or changes to our Site. It is your responsibility to check this page periodically for changes. Your continued use of or access to the Site following the posting of any changes constitutes acceptance of those changes.

SECTION 1 – GENERAL TERMS

By agreeing to these Terms, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this Site.

You may not use our products or Site for any illegal or unauthorized purpose nor may you, in the use of our products or Site, violate any laws in your jurisdiction (including but not limited to motor vehicle laws).

You must not transmit any worms or viruses or any code of a destructive nature.

A breach or violation of any of the Terms will result in an immediate termination of your account and right to use our Service.

We have the right, but not the obligation, to take any of the following actions in our sole discretion at any time and for any reason without giving you any prior notice:

  1. Restrict, suspend or terminate your access to all or any part of our Site;
  2. Change, suspend or discontinue all or any part of our products or Site;
  3. Refuse, move, or remove any content that is available on all or any part of our Site;
  4. Deactivate or delete your accounts;
  5. Establish general practices and limits concerning use of our Site.

You agree that we will not be liable to you or any third party for taking any of these actions.

You understand and agree that our Site may include communications such as service announcements and administrative or legal notices from us. Please note that you cannot opt out of receiving these notices.

You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Site, use of the Site, or access to the Site or any contact on the Site, without express written permission by us.

You may not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. NewGen Mortgage content is not for resale. Use of the Site does not entitle users to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of NewGen Mortgage and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of NewGen Mortgage or our licensors except as expressly authorized by these Terms.

SECTION 2 – CREATING AN ACCOUNT

Upon creating an account with us, you become registered on the NewGen Mortgage Loan Origination System (LOS). The terms “member,” “membership,” and “account” all refer to this registration as a customer on NewGen Mortgage LOS. Even if you are merely surfing or browsing through the Site and have not yet created an account, your use of the Site is still subject to this Agreement; if you do not agree to this Agreement, do not use the Site.

When creating an account, you will provide a unique username and email. Additionally, we will ask you to create a password. Since any activities occurring under your username or password are your responsibility, it is important for you to keep your username and/or password secure. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that NewGen Mortgage is not responsible for third-party access to your account resulting from theft or misappropriation of your account. Notify us immediately if you believe that someone has used your username, email, or password without your authorization.

Furthermore, the registering party hereby acknowledges, understands, and agrees to:

a) Furnish factual, correct, current, and complete information regarding yourself as may be requested by the data registration process, and

b) Maintain and promptly update your registration and profile information to maintain accuracy and completeness at all times.

If anyone knowingly provides any false, untrue, inaccurate, or incomplete information, NewGen Mortgage Broker LLC will have sufficient grounds and rights to suspend or terminate the member in violation of this aspect of the Agreement, thereby refusing any and all current or future use of NewGen Mortgage Broker LLC Services, or any portion thereof.

SECTION 3 – CONDUCT

As a user or member of the Site, you acknowledge, understand, and agree that all information, text, software, data, photographs, music, video, messages, tags, or any other content, whether publicly or privately posted and/or transmitted, is the expressed sole responsibility of the individual from whom the content originated. In short, this means that you are solely responsible for any and all content posted, uploaded, emailed, transmitted, or otherwise made available through the NewGen Mortgage Services, and as such, we do not guarantee the accuracy, integrity, or quality of such content. It is expressly understood that by using our Services, you may be exposed to content, including but not limited to, any errors or omissions in any content posted, and/or any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available by NewGen Mortgage.

Furthermore, you agree not to make use of NewGen Mortgage Broker LLC’s Services for the purpose of:

a) Uploading, posting, emailing, transmitting, or otherwise making available any content that shall be deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, or invasive of another’s privacy or which is hateful, and/or racially, ethnically, or otherwise objectionable;

b) Causing harm to minors in any manner whatsoever.

c) Impersonating any individual or entity, including, but not limited to, any NewGen Mortgage officials, forum leaders, guides, or hosts, or falsely stating or otherwise misrepresenting any affiliation with an individual or entity;

d) Forging captions, headings, or titles or otherwise offering any content that you personally have no right to pursuant to any law nor having any contractual or fiduciary relationship with;

e) Uploading, posting, emailing, transmitting, or otherwise offering any content that may infringe upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other party;

f) Uploading, posting, emailing, transmitting, or otherwise offering any content that you do not personally have any right to offer pursuant to any law or in accordance with any contractual or fiduciary relationship;

g) Uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized advertising, promotional flyers, “junk mail,” “spam,” or any other form of solicitation, except in any such areas that may have been designated for such purpose;

h) Uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a software virus or other computer code, any files and/or programs which have been designed to interfere, destroy and/or limit the operation of any computer software, hardware, or telecommunication equipment;

i) Disrupting the normal flow of communication, or otherwise acting in any manner that would negatively affect other users’ ability to participate in any real-time interactions;

j) Interfering with or disrupting any NewGen Mortgage Broker LLC Services, servers, and/or networks that may be connected or related to our website, including, but not limited to, the use of any device, software, and/or routine to bypass the robot exclusion headers;

k) Intentionally or unintentionally violating any local, state, federal, national, or international law, including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and Exchange Commission, in addition to any rules of any nation or other securities exchange, that would include, without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any regulations having the force of law;

l) Providing informational support or resources, concealing and/or disguising the character, location, and or source to any organization delegated by the United States government as a “foreign terrorist organization” in accordance with Section 219 of the Immigration Nationality Act;

m) “Stalking” or with the intent to otherwise harass another individual; and/or

n) Collecting or storing any personal data relating to any other member or user in connection with the prohibited conduct and/or activities set forth in the aforementioned paragraphs.

NewGen Mortgage Broker LLC reserves the right to pre-screen, refuse, and/or delete any content currently available through our Services. Additionally, we reserve the right to remove and/or delete any such content that would violate the Terms or that would otherwise be considered offensive to other visitors, users, and/or members.

NewGen Mortgage Broker LLC reserves the right to access, preserve, and/or disclose member account information and/or content if requested to do so by law or in good faith belief that any such action is deemed reasonably necessary for:

a) Compliance with any legal process.

b) Enforcement of the Terms.

c) Responding to any claim that therein contained content is in violation of the rights of any third party;

d) Responding to requests for customer service; or

e) Protecting the rights, property, or the personal safety of NewGen Mortgage Broker LLC, its visitors, users, and members, including the general public.

SECTION 4 – GLOBAL USE; EXPORT/IMPORT COMPLIANCE

Given the global nature of the internet, by utilizing our network, you agree to adhere to all local regulations concerning online conduct and acceptable content. Uploading, posting, and/or transferring software, technology, and other technical data may be subject to the export and import laws of the United States and possibly other countries. By using our network, you agree to comply with all applicable export and import laws, statutes, and regulations, including, but not limited to, the Export Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the sanctions control program of the United States (http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx).

Additionally, you state and pledge that you:

a) Are not on any government export exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) or a member of any government identified in applicable export and import laws and regulations as an export-prohibited country;

b) Agree not to transfer any software, technology, or technical data through our network services to any export-prohibited country;

c) Agree not to use our website network services for any military, nuclear, missile, chemical, or biological weaponry end uses that would violate U.S. export laws; and

d) Agree not to post, transfer, or upload any software, technology, or technical data that would violate U.S. or other applicable export and/or import laws.

SECTION 5 – SUBMITTED CONTENT

NewGen Mortgage Broker LLC does not claim ownership of any content submitted by visitors, members, or users, nor make such content available for inclusion on our website services. Therefore, you grant NewGen Mortgage Broker LLC the following worldwide, royalty-free, and non-exclusive licenses, as applicable:

a) For content submitted or made available for inclusion on publicly accessible areas of NewGen Mortgage Broker LLC’s sites, a license is provided to use, distribute, reproduce, modify, adapt, publicly perform, and/or publicly display said content solely for providing and promoting the specific area to which the content was placed and/or made available. This license remains valid as long as you are a member of NewGen Mortgage Broker LLC’s sites.

b) For photos, audio, video, and/or graphics submitted or made available for inclusion on publicly accessible areas of NewGen Mortgage Broker LLC’s sites, a license is provided to use, distribute, reproduce, modify, adapt, publicly perform, and/or publicly display said content solely for providing and promoting the specific area in which the content was placed and/or made available. This license remains valid as long as you are a member of NewGen Mortgage Broker LLC’s sites.

c) For any other content submitted or made available for inclusion on publicly accessible areas of NewGen Mortgage Broker LLC’s sites, a continuous, binding, and completely sub-licensable license is provided to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform, and/or publicly display said content, whether in whole or in part, and to incorporate any such content into other works in any arrangement or medium currently used or later developed.

Areas deemed “publicly accessible” on NewGen Mortgage Broker LLC’s sites are those available to the general public, including message boards and groups. Areas not open to the public, available to members only, include our mail system and instant messaging.

CONTRIBUTIONS TO COMPANY WEBSITE

NewGen Mortgage Broker LLC may offer a platform for users and members to contribute feedback to our website. By submitting ideas, documents, suggestions, and/or proposals (“Contributions”) to our site, you acknowledge and agree that:

a) Your contributions do not contain any confidential or proprietary information;

b) NewGen Mortgage is not liable or obligated to ensure or maintain confidentiality, expressed or implied, related to any contributions;

c) NewGen Mortgage is entitled to use and/or disclose any contributions as deemed fit;

d) Contributions automatically become the sole property of NewGen Mortgage; and

e) NewGen Mortgage is under no obligation to compensate or provide reimbursement for contributions in any manner.

**SECTION 6 – INDEMNITY**

All users and/or members agree to indemnify and hold harmless NewGen Mortgage Broker LLC, our subsidiaries, affiliates, agents, employees, officers, partners, and/or licensors from any claim or demand, including reasonable attorney fees, made by any third party arising from any content a member or user submits, posts, modifies, transmits, or otherwise makes available through our Services, the use of NewGen Mortgage Services, or your connection with these Services, as well as your violations of the Terms of Service and/or your violation of any rights of another person.

**SECTION 7 – COMMERCIAL REUSE OF SERVICES**

Members or users agree not to replicate, duplicate, copy, trade, sell, resell, or exploit for any commercial reason any part, use of, or access to NewGen Mortgage’s sites.

**SECTION 8 – MODIFICATIONS**

NewGen Mortgage Broker LLC reserves the right, at any time, to modify, alter, or discontinue our service, or any part thereof, with or without prior notice. We shall not be held liable to you or any third party for any such alteration, modification, suspension, and/or discontinuance of our Services, or any part thereof.

**SECTION 9 – TERMINATION**

As a member of www.NewGenmb.com, you may cancel or terminate your account, associated email address, and/or access to our Services by submitting a cancellation or termination request.

NewGen Mortgage Broker LLC may, without any prior written notice, immediately suspend, terminate, discontinue, and/or limit your account, any email associated with your account, and access to any of our Services. Causes for such actions may include, but are not limited to:

a) Breach or violation of our Terms or any other incorporated agreement, regulation, and/or guideline;
b) Requests from law enforcement or governmental agencies;
c) Discontinuance, alteration, and/or material modification to our Services, or any part thereof;
d) Unexpected technical or security issues and/or problems;
e) Extended periods of inactivity;
f) Engagement in fraudulent or illegal activities; and/or
g) Nonpayment of associated fees owed by you.

You agree that any terminations, suspensions, discontinuances, and/or limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or any third party for such actions.

The termination of your account with www.NewGenmb.com shall include:

a) Removal of access to all or part of the Services offered within www.NewGenmb.com;
b) Deletion of your password and any related information, files, and content associated with your account; and
c) Barring of any further use of all or part of our Services.


SECTION 10 – LINKS

NewGen Mortgage Broker LLC or third parties may provide links to other websites and/or resources. You acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and we do not endorse nor are we responsible or liable for any content, products, advertising, or other materials on or available from such third-party sites or resources. Furthermore, you acknowledge and agree that NewGen Mortgage Broker LLC shall not be responsible or liable, directly or indirectly, for any damage or loss resulting from the use of or reliance on any such content, goods, or services made available on or through any such site or resource.

SECTION 11 – PROPRIETARY RIGHTS

You acknowledge and agree that NewGen Mortgage Broker LLC’s Services and any essential software used in connection with our Services (“Software”) contain proprietary and confidential material protected by applicable intellectual property rights and other laws. Any Content contained in advertisements or information presented by or through our Services or by advertisers is also protected by copyrights, trademarks, patents, or other proprietary rights and laws. Except as expressly permitted by applicable law or authorized by NewGen Mortgage Broker LLC or applicable licensors, you agree not to alter, modify, lease, rent, sell, distribute, transmit, broadcast, publicly perform, or create plagiaristic works based on NewGen Mortgage Broker LLC Services (e.g., Content or Software), in whole or in part.

NewGen Mortgage Broker LLC grants you a personal, non-transferable, non-exclusive right and/or license to use the object code of our Software on a single computer, provided you do not allow any third party to duplicate, alter, modify, create, or reverse engineer the Software, sell, assign, sublicense, grant a security interest in, or otherwise transfer any such right in the Software. You agree not to alter or change the Software in any manner and not to use any modified versions of the Software to obtain unauthorized access to our Services. You also agree not to access or attempt to access our Services through any means other than the interface provided by NewGen Mortgage Broker LLC.

SECTION 12 – WARRANTY DISCLAIMERS

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF NEWGEN MORTGAGE BROKER LLC SERVICES AND SOFTWARE IS AT YOUR SOLE RISK. OUR SERVICES AND SOFTWARE ARE PROVIDED ON AN “AS IS” AND/OR “AS AVAILABLE” BASIS. NEWGEN MORTGAGE BROKER LLC AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

b) NEWGEN MORTGAGE BROKER LLC AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS MAKE NO WARRANTIES THAT (i) NEWGEN MORTGAGE BROKER LLC SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) NEWGEN MORTGAGE BROKER LLC SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (iii) RESULTS OBTAINED FROM THE USE OF NEWGEN MORTGAGE BROKER LLC SERVICES OR SOFTWARE WILL BE ACCURATE OR RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL OBTAINED BY YOU THROUGH OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH NEWGEN MORTGAGE BROKER LLC SERVICES OR SOFTWARE IS ACCESSED AT YOUR SOLE DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM NEWGEN MORTGAGE BROKER LLC OR THROUGH OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

e) A SMALL PERCENTAGE OF USERS MAY EXPERIENCE EPILEPTIC SEIZURES WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS ON A COMPUTER SCREEN OR WHILE USING OUR SERVICES. IF YOU, ANYONE YOU KNOW, OR ANYONE IN YOUR FAMILY HAS AN EPILEPTIC CONDITION, PLEASE CONSULT A PHYSICIAN IF YOU EXPERIENCE DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, INVOLUNTARY MOVEMENT, OR CONVULSIONS WHILE USING OUR SERVICES.

SECTION 13 – LIMITATION OF LIABILITY

You explicitly acknowledge, understand, and agree that NewGen Mortgage Broker LLC and its subsidiaries, affiliates, officers, employees, agents, partners, and licensors shall not be liable to you for any punitive, indirect, incidental, special, consequential, or exemplary damages, including, but not limited to, damages related to the loss of profits, goodwill, use, data, and/or other intangible losses, even if we have been advised of the possibility of such damages. These damages may arise from:

a) The use or inability to use our service; b) The cost of procuring substitute goods and services; c) Unauthorized access to or alteration of your transmissions and/or data; d) Statements or conduct of any third party on our service; e) Any other matter related to our service.

SECTION 14 – RELEASE

In the event of a dispute, you agree to release NewGen Mortgage Broker LLC (and its officers, directors, employees, agents, parent subsidiaries, affiliates, co-branders, partners, and any other third parties) from claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, suspected or unsuspected, disclosed and undisclosed, arising out of or in any way connected to such dispute.

SECTION 15 – NOTICE

NewGen Mortgage Broker LLC may provide notices to you regarding any changes to the Terms via email, regular mail, MMS or SMS, text messaging, postings on our website services, or other reasonable means. You agree that you are deemed to have received any and all notices that would have been delivered had you accessed our services in an authorized manner.

SECTION 16 – INTELLECTUAL PROPERTY RIGHTS

You acknowledge, understand, and agree that all NewGen Mortgage Broker LLC trademarks, copyrights, trade names, service marks, logos, brand features, and product and service names are and shall remain the property of NewGen Mortgage Broker LLC. You agree not to display or use NewGen Mortgage Broker LLC’s logo or marks in any manner without obtaining our prior written consent. We reserve the right to disable or terminate the accounts of any user who violates our terms or infringes the rights of others.

SECTION 17 – ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between you and NewGen Mortgage Broker LLC and governs the use of our services, superseding any prior versions of the Agreement. You may also be subject to additional terms and conditions that apply when you use or purchase certain other NewGen Mortgage Broker LLC services, affiliate services, third-party content, or third-party software.

SECTION 18 – CHOICE OF LAW AND FORUM

You and NewGen Mortgage Broker LLC mutually agree that the Agreement shall be governed by the laws of the state of Pennsylvania, without regard to its conflict of law provisions. Any claims, causes of action, or disputes arising out of or relating to the Agreement shall be filed within the courts having jurisdiction within the County of Allegheny, Pennsylvania, or the U.S. District Court located in said state. You agree to submit to the jurisdiction of these courts and waive any objections to the exercise of jurisdiction over the parties and venue in such courts.


SECTION 19 – WAIVER AND SEVERABILITY OF TERMS

At any time, if NewGen Mortgage Broker LLC fails to exercise or enforce any right or provision of the Agreement, such failure shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Agreement shall remain in full force and effect.

SECTION 20 – NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY

You acknowledge and agree that your account is non-transferable, and any rights to your ID and/or contents within your account shall terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated, and all contents therein permanently deleted.

SECTION 21 – STATUTE OF LIMITATIONS

You acknowledge, understand, and agree that regardless of any statute or law to the contrary, any claim or action arising out of or related to the use of our Services or the Agreement must be filed within 1 year(s) after said claim or cause of action arose or shall be forever barred.

SECTION 22 – VIOLATIONS

Please report any and all violations of this Agreement to NewGen Mortgage Broker LLC at the following address:

Mailing Address: NewGen Mortgage Broker LLC 400 Labrador Ln Clairton, Pennsylvania 15025

Telephone: 412-709-1685 Fax: 877-992-8466 Email: info@newgenmb.com

SECTION 23 – GOVERNMENT REQUESTS

To cooperate with governmental requests, subpoenas, or court orders, or to protect our systems and ensure the integrity and operation of our business, we may access and disclose any information we consider necessary, including your information, IP address, and usage history. Our right to disclose such information is governed by the terms of our Privacy Policy.

SECTION 24 – FOREIGN ACCESS OF SITE

The Site is controlled, operated, and administered by NewGen Mortgage from our offices within the USA. If you access the Site from a location outside the USA, you are responsible for compliance with all local laws. You agree not to use NewGen Mortgage’s content accessed through the Site in any country or manner prohibited by applicable laws, restrictions, or regulations.

SECTION 25 – ERRORS, INACCURACIES, AND OMISSIONS

Occasionally, there may be information on our Site containing typographical errors, inaccuracies, or omissions related to product descriptions, pricing, promotions, offers, shipping charges, transit times, and availability. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information or cancel orders if any information on the Site or any related Site is inaccurate at any time without prior notice.

SECTION 26 – PRIVACY POLICY

Every member’s registration data and other personal information are strictly protected by the NewGen Mortgage Broker LLC Online Privacy Policy, available at www.newgenmb.com/privacy_policy. As a member, you consent to the collection and use of the information provided, including its transfer within the United States and/or other countries for storage, processing, or use by NewGen Mortgage Broker LLC and/or our subsidiaries and affiliates.